Why sp. z o.o. is the form for foreigners
There are two ways to run a business in Poland: as a sole trader (JDG) or through a company (sp. z o.o. and others). The sole trader route looks cheaper, but it requires a PESEL and, in practice, Polish tax residency, which a non-resident does not have. It also puts your personal assets on the line. The sp. z o.o. avoids both problems: it is a separate legal person with limited liability, it is open to owners of any nationality, and it can be registered online with an electronic signature instead of a PESEL. That is why, for a foreigner, it is almost always the right choice. For the full mechanics of registration, see our main guide on company registration in Poland.What every foreign founder needs
Regardless of your country, the checklist is the same:- A way to identify and sign electronically. From abroad, that means a PESEL and a qualified electronic signature, which we arrange remotely (about 400 € per founder). Full detail on the numbers involved is on our tax numbers page.
- A registered address in Poland. Every company must have one. We provide it (32 € / month), one per company. This is often the “virtual office” step.
- Company details. Name, business activity (PKD codes), share split, and management board.
- A bank account. The one step whose difficulty depends on your nationality, covered below.
How it differs by country of origin
The registration itself does not change with nationality. What changes is mainly bank account approval and the paperwork banks and courts expect. The table below reflects the pattern we see in our own practice. It is a practical guide, not a guarantee, because banks decide case by case.| Country of origin | PESEL needed to register | Can register remotely | Bank account | Typical documents |
|---|---|---|---|---|
| Ukraine | no | yes | usually straightforward | passport, apostilled where required |
| Belarus | no | yes | possible, more checks | passport, apostille, source of funds |
| EU citizens | no | yes | easiest | passport / ID |
| USA | no | yes | generally good | passport, apostilled documents |
| India | no | yes | more checks, doable | passport, apostille, sometimes references |
| Russia | no | yes to register | restricted, sanctions-sensitive, case by case | passport, apostille, enhanced due diligence |
- Registration (the KRS filing) works the same for everyone. No nationality is barred from owning a Polish company.
- The bank account is where origin matters. EU and most Western founders clear quickly. Some post-Soviet and higher-risk jurisdictions face more due diligence, longer timelines, or a narrower set of banks willing to onboard.
- Russia is a special case: EU sanctions and bank compliance make accounts difficult and highly case-dependent. We assess each situation individually and will tell you honestly whether it is feasible before you pay for anything.
The process, from abroad, in six steps
- We agree your company details and confirm feasibility for your country (especially the bank).
- We arrange your PESEL and electronic signature remotely.
- We provide the registered address and prepare the S24 articles.
- You sign electronically from your own country.
- We file with the KRS court; registration takes 10 to 14 days.
- NIP and REGON are issued; we help open the bank account and hand you to an accountant for VAT and KSeF.
What it costs a foreigner
The base is the same as any sp. z o.o.: from 2000 zł service plus about 350 zł court fee. On top, as a non-resident you add 400 € per founder (PESEL and signature) and 32 € / month for the address, with the bank account optional at 250 to 300 €. One founder, remote, lands around 2350 zł plus roughly 432 € for the first month. Your exact figure is in the cost calculator.Why founders abroad choose us
- Since 2019 we have registered companies for clients across Ukraine, Belarus, the CIS, the US, the UK, and India, almost all remotely.
- We handle the whole chain in one place: PESEL, signature, address, registration, bank account, accountant.
- We tell you up front whether your bank account is realistic for your nationality, before you commit.
- You can watch real registrations on our YouTube channel, garantgroup2406.
Frequently asked questions
Can a foreigner open a company in Poland without living there? Yes. A sp. z o.o. can be owned and registered by a non-resident, remotely, without a residence permit. Do I need a PESEL as a foreigner? Not to register a sp. z o.o. online, we use an electronic signature instead. A PESEL is needed for a sole proprietorship (JDG), which is why we do not recommend that form for non-residents. Do I need a visa or residence card? No, not to own or register the company. Residence is only relevant if you intend to relocate, which is a separate matter. Which is the hardest part for foreigners? Opening the bank account. It is straightforward for EU and most Western founders and more involved for some other jurisdictions. We assess it before you pay. Can Russian citizens open a company in Poland? Ownership is not barred, but sanctions and bank compliance make it difficult and case-dependent, especially the bank account. We evaluate each case honestly first. How long does the whole thing take from abroad? Usually 10 to 14 days for registration once documents are signed, then a few extra days for the bank account.Open your Polish company from anywhere
Tell us your nationality and activity, and we will confirm feasibility (including the bank), then register your company without you leaving home. Phone / WhatsApp: +48 570 832 842 · WhatsApp Related: Company registration guide · Bank account by country · Remote registration · CostGet a free consultation
Tell us your citizenship and what you need, and we will reply with an honest plan and price.